Closing safety

Before You Wire Closing Funds: A Safety Checklist

A practical wire-fraud safety checklist for home buyers, sellers, escrow teams, and real estate professionals before money moves.

Wire-fraud anxiety is one of the most serious stress points around a real estate closing.

NotaryHub365 does not issue wiring instructions and cannot verify where closing funds should be sent. That authority belongs with your title company, escrow office, lender, or closing team. But signers and professionals can use a simple safety routine before money moves.

Use a known phone number

If wiring instructions arrive by email, do not rely only on the phone number or link inside that message. Call your title company or escrow office using a known number from your contract, prior verified communication, or the company website.

Be careful with last-minute changes

Treat last-minute wiring changes as a red flag until they are independently confirmed. A change in bank name, account number, contact person, or urgency level should trigger a direct verification call.

Keep the closing appointment organized

Have your photo ID ready, keep the full document package together, and ask the closing team where questions about funds, figures, or instructions should be directed. A clean signing appointment reduces confusion at the exact moment when accuracy matters.

For escrow and real estate teams

Clear appointment communication helps signers know who can answer funding questions and who cannot. When the notary, signer, realtor, lender, and escrow team each stay in the right lane, the closing experience is calmer and easier to route.

Quick safety checklist

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Note: NotaryHub365 cannot provide legal advice or tell you which document to use. For legal questions, contact an attorney, lender, title company, or requesting agency.